[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.techis.cz\/na-duchod-se-vyplati-myslet-jiz-v-mladi\/#Article","mainEntityOfPage":"https:\/\/www.techis.cz\/na-duchod-se-vyplati-myslet-jiz-v-mladi\/","headline":"Na d\u016fchod se vyplat\u00ed myslet ji\u017e v ml\u00e1d\u00ed","name":"Na d\u016fchod se vyplat\u00ed myslet ji\u017e v ml\u00e1d\u00ed","description":"Spole\u010dnost Partners ud\u011blala finan\u010dn\u00ed pr\u016fzkum a zjistila, \u017ee v\u011bt\u0161ina \u010cech\u016f je velmi nep\u0159ipraven\u00e1 na vlastn\u00ed d\u016fchod. Z p\u0159\u00edjmu si \u0161et\u0159\u00ed maxim\u00e1ln\u011b p\u011bt procent z p\u0159\u00edjmu, co\u017e je velmi m\u00e1lo. To, kolik byste si m\u011bli d\u00e1vat ka\u017ed\u00fd m\u011bs\u00edc stranou z\u00e1le\u017e\u00ed na va\u0161em v\u011bku. \u010c\u00edm jste mlad\u0161\u00ed, t\u00edm ni\u017e\u0161\u00ed jsou to \u010d\u00e1stky. Proto se vyplat\u00ed za\u010d\u00edt myslet na budoucnost […]","datePublished":"2019-08-09","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.techis.cz\/author\/#Person","name":"","url":"https:\/\/www.techis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"techis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.techis.cz\/wp-content\/uploads\/img_a353012_w3789_t1567275991.jpg","url":"https:\/\/www.techis.cz\/wp-content\/uploads\/img_a353012_w3789_t1567275991.jpg","height":0,"width":0},"url":"https:\/\/www.techis.cz\/na-duchod-se-vyplati-myslet-jiz-v-mladi\/","about":["Pen\u00edze"],"wordCount":488,"articleBody":"Spole\u010dnost Partners ud\u011blala finan\u010dn\u00ed pr\u016fzkum a zjistila, \u017ee v\u011bt\u0161ina \u010cech\u016f je velmi nep\u0159ipraven\u00e1 na vlastn\u00ed d\u016fchod. Z p\u0159\u00edjmu si \u0161et\u0159\u00ed maxim\u00e1ln\u011b p\u011bt procent z p\u0159\u00edjmu, co\u017e je velmi m\u00e1lo. To, kolik byste si m\u011bli d\u00e1vat ka\u017ed\u00fd m\u011bs\u00edc stranou z\u00e1le\u017e\u00ed na va\u0161em v\u011bku. \u010c\u00edm jste mlad\u0161\u00ed, t\u00edm ni\u017e\u0161\u00ed jsou to \u010d\u00e1stky. Proto se vyplat\u00ed za\u010d\u00edt myslet na budoucnost u\u017e te\u010f.\t\tStatistika nuda je…\t…m\u00e1 v\u0161ak cenn\u00e9 \u00fadaje. A \u0159\u00edk\u00e1 n\u00e1m, \u017ee \u010cech\u016f p\u0159isp\u00edvaj\u00edc\u00edch na penzi postupn\u011b ub\u00fdv\u00e1, zat\u00edmco senior\u016f p\u0159ib\u00fdv\u00e1. To znamen\u00e1, \u017ee a\u017e dne\u0161n\u00ed dvacetilet\u00ed budou cht\u00edt j\u00edt do d\u016fchodu, st\u00e1t u\u017e pro n\u011b s nejv\u011bt\u0161\u00ed pravd\u011bpodobnost\u00ed nebude m\u00edt prakticky \u017e\u00e1dn\u00e9 pen\u00edze. T\u00edm p\u00e1dem se moc nevyplat\u00ed na n\u011bj spol\u00e9hat. Mnohem lep\u0161\u00ed je spolehnout se na sebe a p\u0159ipravit se na budoucnost t\u00edm, \u017ee si d\u00e1te m\u011bs\u00ed\u010dn\u011b stranou trochu financ\u00ed ze sou\u010dasn\u00e9 v\u00fdplaty.\t\tMlad\u00ed nemus\u00ed spo\u0159it tolik\tV p\u0159\u00edpad\u011b, \u017ee za\u010d\u00edn\u00e1te s \u00fasporou v pades\u00e1ti letech, nejsp\u00ed\u0161 v\u00e1m nepom\u016f\u017ee ani 20 procent z p\u0159\u00edjmu. Z toho d\u016fvodu je lep\u0161\u00ed myslet dop\u0159edu. Kdy\u017e za\u010dnete ve dvaceti \u010di dvaceti p\u011bti letech, sta\u010d\u00ed pouh\u00fdch 10 procent. I kdy\u017e to m\u016f\u017ee zn\u00edt jako hodn\u011b, tak nen\u00ed. Jen si zkuste spo\u010d\u00edtat, kolik p\u0159esn\u011b to je. Kdy\u017e m\u00e1te p\u0159\u00edjem nap\u0159. 15 000 K\u010d \u010dist\u00e9ho, tak na spo\u0159\u00edc\u00ed \u00fa\u010det by m\u011blo j\u00edt pouh\u00fdch 1 500 K\u010d m\u011bs\u00ed\u010dn\u011b.\t \tTo nen\u00ed tolik, ale ve st\u00e1\u0159\u00ed to zajist\u00ed dostate\u010dn\u011b dobr\u00fd finan\u010dn\u00ed pil\u00ed\u0159, o kter\u00fd se budete moci op\u0159\u00edt. Ide\u00e1ln\u00ed je proto zalo\u017eit si bankovn\u00ed \u00fa\u010det, na kter\u00fd tuto \u010d\u00e1stku budete zas\u00edlat a ide\u00e1ln\u011b na n\u00ed v\u016fbec nesahat. Naj\u00edt si m\u016f\u017eete variantu s \u00faroky, tak\u017ee na tom i n\u011bco vyd\u011bl\u00e1te.\t\tInvestice jako z\u00e1klad penze\tPokud si chcete zajistit je\u0161t\u011b n\u011bjak\u00e9 finance nav\u00edc, zkuste investovat. Toto nutn\u011b neznamen\u00e1, \u017ee mus\u00edte j\u00edt na trh s cenn\u00fdmi pap\u00edry. Bohat\u011b posta\u010d\u00ed, kdy\u017e si zalo\u017e\u00edte penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed \u010di \u017eivotn\u00ed poji\u0161t\u011bn\u00ed. Skv\u011blou investic\u00ed je tak\u00e9 vlastn\u00ed bydlen\u00ed, tak\u017ee nebudete muset v budoucnu myslet na placen\u00ed n\u00e1jmu, ani registraci do domova pro seniory.\t \tNajd\u011bte si finan\u010dn\u00edho poradce a zjist\u011bte od odborn\u00edka, do \u010deho m\u016f\u017eete bezpe\u010dn\u011b investovat. Nejjednodu\u0161\u0161\u00ed je zaj\u00edt do banky, kde m\u00e1te \u00fa\u010det a jednodu\u0161e se na to zeptat. Jist\u011b v\u00e1m nab\u00eddnou mnoho mo\u017enost\u00ed, kter\u00e9 m\u016f\u017eete vyu\u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                        3.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Na d\u016fchod se vyplat\u00ed myslet ji\u017e v ml\u00e1d\u00ed","item":"https:\/\/www.techis.cz\/na-duchod-se-vyplati-myslet-jiz-v-mladi\/#breadcrumbitem"}]}]