[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.techis.cz\/naklady-na-bydleni-zatezuji-ceske-rozpocty\/#Article","mainEntityOfPage":"https:\/\/www.techis.cz\/naklady-na-bydleni-zatezuji-ceske-rozpocty\/","headline":"N\u00e1klady na bydlen\u00ed zat\u011b\u017euj\u00ed \u010desk\u00e9 rozpo\u010dty","name":"N\u00e1klady na bydlen\u00ed zat\u011b\u017euj\u00ed \u010desk\u00e9 rozpo\u010dty","description":"
 \u017dijete-li ve vlastn\u00edm, nebo plat\u00edte n\u00e1jem, ze mzdy v\u00e1m zaru\u010den\u011b odch\u00e1z\u00ed pom\u011brn\u011b velk\u00e1 \u010d\u00e1stka pen\u011bz. Ve skute\u010dnosti jde a\u017e o jednu \u010dtvrtinu pravideln\u00fdch, m\u011bs\u00ed\u010dn\u00edch v\u00fddaj\u016f ka\u017ed\u00e9 dom\u00e1cnosti. A jedn\u00e1 se o jednu z nejvy\u0161\u0161\u00edch \u010d\u00e1stek v Evrop\u011b. Ceny za bydlen\u00ed jsou u n\u00e1s jednodu\u0161e vysok\u00e9. 
 
 
 
 H\u016f\u0159 jsou na tom u\u017e […]","datePublished":"2019-05-06","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.techis.cz\/author\/#Person","name":"","url":"https:\/\/www.techis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"techis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.techis.cz\/wp-content\/uploads\/img_a344969_w2581_t1558786953.jpg","url":"https:\/\/www.techis.cz\/wp-content\/uploads\/img_a344969_w2581_t1558786953.jpg","height":0,"width":0},"url":"https:\/\/www.techis.cz\/naklady-na-bydleni-zatezuji-ceske-rozpocty\/","wordCount":410,"articleBody":" 
 \u017dijete-li ve vlastn\u00edm, nebo plat\u00edte n\u00e1jem, ze mzdy v\u00e1m zaru\u010den\u011b odch\u00e1z\u00ed pom\u011brn\u011b velk\u00e1 \u010d\u00e1stka pen\u011bz. Ve skute\u010dnosti jde a\u017e o jednu \u010dtvrtinu pravideln\u00fdch, m\u011bs\u00ed\u010dn\u00edch v\u00fddaj\u016f ka\u017ed\u00e9 dom\u00e1cnosti. A jedn\u00e1 se o jednu z nejvy\u0161\u0161\u00edch \u010d\u00e1stek v Evrop\u011b. Ceny za bydlen\u00ed jsou u n\u00e1s jednodu\u0161e vysok\u00e9.
 
 
 
 H\u016f\u0159 jsou na tom u\u017e jen seversk\u00e9 st\u00e1ty jako Finsko, D\u00e1nsko a \u0160v\u00e9dsko, kde tyto v\u00fddaje tvo\u0159\u00ed 26 a\u017e 29 procent. Podobn\u011b jsou na tom tak\u00e9 ve Francii a Velk\u00e9 Brit\u00e1nii, kde se hodnoty rovn\u011b\u017e pohybuj\u00ed kolem 26 a 27 procent celkov\u00fdch n\u00e1klad\u016f dom\u00e1cnosti.
 
 
 
 Ne ka\u017ed\u00fd chce vlastn\u00ed byt \u010di d\u016fm
 
 Pro \u010cechy je naprosto b\u011b\u017en\u00e9, \u017ee necht\u011bj\u00ed \u017e\u00edt v podn\u00e1jmu. Chceme sv\u016fj majetek a budeme rad\u011bji d\u00e1vat pen\u00edze bance ne\u017e majiteli objektu. Tak to ale v\u0161ude nen\u00ed. Obecn\u011b plat\u00ed, \u017ee v\u00fdchod Evropy d\u00e1v\u00e1 p\u0159ednost vlastn\u00edmu bydlen\u00ed, zat\u00edmco z\u00e1pad Evropy naopak rad\u011bji hrad\u00ed n\u00e1jem.
 
 
 
 Jak\u00e9 zem\u011b pat\u0159\u00ed mezi ty, kter\u00e9 preferuj\u00ed majetek p\u0159ed n\u00e1jmem? Krom\u011b n\u00e1s mezi n\u011b pat\u0159\u00ed:
 
 Slovensko a Polsko,
 
 Rumunsko,
 
 Ma\u010farsko a Bulharsko.
 
 Prav\u00fdm opakem tohoto modelu je nap\u0159\u00edklad:
 
 N\u011bmecko,
 
 Rakousko a
 
 \u0160v\u00fdcarsko.
 
 
 
 Hypot\u00e9ku nedostane ka\u017ed\u00fd, ale spl\u00e1c\u00edme dob\u0159e
 
 Z\u00edskat hypote\u010dn\u00ed \u00fav\u011br u n\u00e1s nen\u00ed tak jednoduch\u00e9 a od konce lo\u0148sk\u00e9ho roku je\u0161t\u011b slo\u017eit\u011bj\u0161\u00ed . Ti, kte\u0159\u00ed ale maj\u00ed to \u0161t\u011bst\u00ed a dos\u00e1hnou na ni, \u00fahradu sv\u00fdch z\u00e1vazk\u016f zvl\u00e1d\u00e1me sv\u011bdomit\u011b. I kdy\u017e se to nemus\u00ed na prvn\u00ed pohled zd\u00e1t, tak s financemi um\u00edme zach\u00e1zet velmi dob\u0159e. A to zejm\u00e9na v oblasti p\u016fj\u010dek. V prodlen\u00ed s \u00fahradou hypot\u00e9ky toti\u017e u\u017e n\u00e1s nejsou ani dv\u011b procenta \u017eadatel\u016f.
 
 
 
 Velmi podobn\u011b jsou na tom i N\u011bmci, kte\u0159\u00ed jsou pochopiteln\u011b zn\u00e1m\u00ed svou preciznost\u00ed. Na druh\u00e9 stran\u011b seznamu se ov\u0161em nach\u00e1z\u00ed \u0158ecko. Je to jist\u011b d\u00e1no finan\u010dn\u00ed kriz\u00ed, ze kter\u00e9 se u\u017e n\u011bkolik let pokou\u0161ej\u00ed dostat, bohu\u017eel bez \u00fasp\u011bchu. \u0158ek\u016f pravideln\u011b neplat\u00ed v\u00edce jak 13 % a z \u0159ad Turk\u016f je to 11 %. Tyto \u00fadaje se t\u00fdkaj\u00ed jak hypot\u00e9ky, tak n\u00e1jmu. Jak jste na tom vy? M\u00e1te hypot\u00e9ku? A jste schopn\u00ed ji spl\u00e1cet pravideln\u011b?
                                                                                                                                                                                                                                                                                                                                                                                         3.9\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u00e1klady na bydlen\u00ed zat\u011b\u017euj\u00ed \u010desk\u00e9 rozpo\u010dty","item":"https:\/\/www.techis.cz\/naklady-na-bydleni-zatezuji-ceske-rozpocty\/#breadcrumbitem"}]}]