[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.techis.cz\/sporit-nebo-radeji-investovat\/#Article","mainEntityOfPage":"https:\/\/www.techis.cz\/sporit-nebo-radeji-investovat\/","headline":"Spo\u0159it, nebo rad\u011bji investovat?","name":"Spo\u0159it, nebo rad\u011bji investovat?","description":"Finan\u010dn\u00ed gramotnost je jedna z\u00a0mnoha v\u011bc\u00ed, kter\u00e9 se \u010dlov\u011bk mus\u00ed nau\u010dit s\u00e1m, a \u010dasto zabere dost \u010dasu, ne\u017e se v\u00a0n\u00ed pln\u011b zorientuje. Jednou z\u00a0nejd\u016fle\u017eit\u011bj\u0161\u00edch ot\u00e1zek, na kterou budete v\u00a0tomto procesu muset naj\u00edt odpov\u011b\u010f je, zda sv\u00e9 \u00faspory odlo\u017eit do banky, kde sice narostou jen o zlomek sv\u00e9 hodnoty, ale nehroz\u00ed prakticky \u017e\u00e1dn\u00e9 komplikace, nebo je […]","datePublished":"2018-11-14","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.techis.cz\/author\/#Person","name":"","url":"https:\/\/www.techis.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/2d2764a424a89ac38785df784051989f5c5cb264a2405c7e5d24c1907a83f0fb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"techis.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.techis.cz\/wp-content\/uploads\/img_a333916_w2662_t1547498023.jpg","url":"https:\/\/www.techis.cz\/wp-content\/uploads\/img_a333916_w2662_t1547498023.jpg","height":0,"width":0},"url":"https:\/\/www.techis.cz\/sporit-nebo-radeji-investovat\/","wordCount":433,"articleBody":"Finan\u010dn\u00ed gramotnost je jedna z\u00a0mnoha v\u011bc\u00ed, kter\u00e9 se \u010dlov\u011bk mus\u00ed nau\u010dit s\u00e1m, a \u010dasto zabere dost \u010dasu, ne\u017e se v\u00a0n\u00ed pln\u011b zorientuje. Jednou z\u00a0nejd\u016fle\u017eit\u011bj\u0161\u00edch ot\u00e1zek, na kterou budete v\u00a0tomto procesu muset naj\u00edt odpov\u011b\u010f je, zda sv\u00e9 \u00faspory odlo\u017eit do banky, kde sice narostou jen o zlomek sv\u00e9 hodnoty, ale nehroz\u00ed prakticky \u017e\u00e1dn\u00e9 komplikace, nebo je investovat, a \u010delit mo\u017enostem obrovsk\u00e9ho \u00fasp\u011bchu, ale i ne\u00fasp\u011bchu.V\u00fdhody i nev\u00fdhody maj\u00ed ob\u011b mo\u017enosti.Spo\u0159\u00edc\u00ed \u00fa\u010det nab\u00edz\u00ed p\u0159\u00edzniv\u00e9 z\u00faro\u010den\u00ed va\u0161ich \u00faspor a mo\u017enost na \u010d\u00e1st nebo celou \u010d\u00e1stku dos\u00e1hnout v\u00a0p\u0159\u00edpad\u011b ne\u010dekan\u00fdch v\u00fddaj\u016f nebo urgentn\u00edch plateb, jako jsou n\u00e1klady na opravu domu, auta, nebo v\u00fddaje na nemocni\u010dn\u00ed poplatky. Nen\u00ed t\u0159eba se b\u00e1t, \u017ee by pen\u00edze le\u017e\u00edc\u00ed na spo\u0159\u00edc\u00edm \u00fa\u010dtu ztratily svou hodnotu, v\u00a0nejhor\u0161\u00edm p\u0159\u00edpad\u011b m\u016f\u017ee b\u00fdt \u00faro\u010den\u00ed velmi n\u00edzk\u00e9 a bance m\u016f\u017ee trvat del\u0161\u00ed dobu, ne\u017e v\u00e1m vyd\u00e1 celou \u010d\u00e1stku, kterou jste na \u00fa\u010det vlo\u017eili.Investov\u00e1n\u00edm sv\u00fdch pen\u011bz, a\u0165 u\u017e do trhu nemovitost\u00ed, akci\u00ed, anebo firem, vkl\u00e1d\u00e1te sv\u00e9 pen\u00edze do rukou jin\u00fdch a douf\u00e1te, \u017ee se v\u00e1m vr\u00e1t\u00ed n\u011bkolikan\u00e1sobn\u011b v\u00edce, ne\u017e jste investovali. Jsou druhy investic, u kter\u00fdch m\u016f\u017eete ovlivnit n\u00e1r\u016fst hodnoty va\u0161eho kapit\u00e1lu, jako je nap\u0159\u00edklad n\u00e1kup investi\u010dn\u00edch byt\u016f a dom\u016f, a druhy, kter\u00e9 ovlivnit nem\u016f\u017eete \u2013 investice do akci\u00ed a podobn\u011b. Riskem investic je, \u017ee existuje mo\u017enost ztr\u00e1ty v\u00e1mi investovan\u00e9ho kapit\u00e1lu, a to bez jak\u00e9koli n\u00e1hrady.Rozhodujte se proto zodpov\u011bdn\u011b a riskujte, jen pokud by ztr\u00e1ta nem\u011bla v\u00fdrazn\u00fd dopad na v\u00e1\u0161 \u017eivot. M\u00e1te-li dlouhodobou pr\u00e1ci a st\u00e1l\u00fd p\u0159\u00edjem, ze kter\u00e9ho v\u00e1m i po zaplacen\u00ed v\u00fddaj\u016f na bydlen\u00ed, j\u00eddlo a podobn\u00e9, zbyde v\u011bt\u0161\u00ed \u010d\u00e1stka, a nespl\u00e1c\u00edte-li \u017e\u00e1dn\u00e9 p\u016fj\u010dky \u010di dluhy, nemus\u00edte se b\u00e1t investovat \u010d\u00e1st sv\u00fdch zb\u00fdvaj\u00edc\u00edch prost\u0159edk\u016f do v\u00e1mi zvolen\u00e9ho trhu.M\u00e1te-li v\u0161ak dluhy, novou pr\u00e1ci, nebo p\u0159\u00edjem, kter\u00fd sta\u010d\u00ed akor\u00e1t na pokryt\u00ed va\u0161ich v\u00fddaj\u016f, a zb\u00fdv\u00e1 v\u00e1m jen velmi m\u00e1lo pen\u011bz na uspo\u0159en\u00ed, zvolte rad\u011bji bezpe\u010dn\u011bj\u0161\u00ed cestu a otev\u0159ete si spo\u0159ic\u00ed \u00fa\u010det.                                                                                                                                                                                                                                                                                                                                                                                        3.2\/5 - (12 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Spo\u0159it, nebo rad\u011bji investovat?","item":"https:\/\/www.techis.cz\/sporit-nebo-radeji-investovat\/#breadcrumbitem"}]}]